Flood

Know your options for Flood Insurance in Texas

According to the Federal Emergency Management Agency, only 17 percent of homeowners in the eight counties most directly effected when Hurricane Harvey wrecked havoc on Southeastern Texas had flood insurance policies in place.   

Standard homeowners policies may cover wind damage, but do not cover damage from flooding, leaving the majority of homeowners unprotected and uninsured flood survivors left with little financial help to rebuild their homes and lives.

Whether or not you are located within a flood zone, you do have the option to purchase flood insurance. There are policies designed specifically for people who are not required to have flood insurance by their mortgage company, do not reside within a FEMA designated flood zone, but would prefer to have coverage in place, just in case.  Many of these Preferred Rate Policies (PRP) cost as little as $1.00/day, and give you that extra little piece of mind. 

Other flood insurance options are available too! There are several carriers we partner with that have coverage options comparable to the National Flood Insurance Program (NFIP) and beyond. Their underwriting methods, called “Modeling” can assess the risk of flooding at your address with the use of the latest technology in the industry. These policies also tend to offer inexpensive annual premiums, all while saving you hundreds on the purchase of an elevation certificate and half the wait time to take effect.


BELOW ARE SOME KEY FLOOD INSURANCE FACTS YOU SHOULD KNOW:

  20 percent insured  
90% of all natural disasters in the U.S. 
involve flooding



More than 20% of all NFIP claims are 
filed by those not in high-risk areas.
 And,
one-third of all disaster assistance for
flooding goes to people outside of 
high-risk areas.
federal disaster assistance   flood risk  
Federal disaster assistance is only available 
if the President declares a federal disaster area. At that point, federal disaster 
assistance aid typically comes in the
form of a loan which must be repaid.
In a high-risk area, your home is two times more likely to be damaged by flooding 
than by fire.


 water damage   causes of flooding  
An inch of water can cause an estimated $21,000 in damages to the average 2,000 square-foot property. Hurricanes, winter storms, and snow melt 
are common, however often overlooked, causes of flooding.

WE CAN HELP PROTECT YOU AND YOUR MOST VALUABLE ASSETS 
AGAINST FLOOD DAMAGE, 
 

Structural elements, including walls, floors, equipment 
and fixtures.


Dwelling contents and 
personal items, such as furniture, appliances, 
carpeting, wall and floor coverings.
Other valuables, including electronics, audio equipment, televisions, and clothing.



FILL OUT THE SHORT FORM TO THE LEFT TO GET AN INSTANT QUOTE, OR GIVE ONE OF OUR REPRESENTATIVES A CALL TOLL FREE TODAY
AT (866) 599-7066!

We take pride in guiding you through the process of protecting your home from flood.


Our Partners

  • NFS-Edge
  • Superior Flood
  • Western World
  • Wright
  • ACE
  • Hiscox
  • NFS-Edge
  • Superior Flood
  • Western World
  • Wright
  • ACE
  • Hiscox
  • NFS-Edge
  • Superior Flood
  • Western World
  • Wright
  • ACE
  • Hiscox
  • NFS-Edge
  • Superior Flood
  • Western World
  • Wright
  • ACE
  • Hiscox
  • NFS-Edge
  • Superior Flood
  • Western World
  • Wright
  • ACE
  • Hiscox
  • NFS-Edge
  • Superior Flood
  • Western World
  • Wright
  • ACE
  • Hiscox
  • NFS-Edge
  • Superior Flood
  • Western World
  • Wright
  • ACE
  • Hiscox
  • NFS-Edge
  • Superior Flood
  • Western World
  • Wright
  • ACE
  • Hiscox
  • NFS-Edge
  • Superior Flood
  • Western World
  • Wright
  • ACE
  • Hiscox
  • NFS-Edge
  • Superior Flood
  • Western World
  • Wright
  • ACE
  • Hiscox
  • NFS-Edge
  • Superior Flood
  • Western World
  • Wright
  • ACE
  • Hiscox
  • NFS-Edge
  • Superior Flood
  • Western World
  • Wright
  • ACE
  • Hiscox
  • NFS-Edge
  • Superior Flood
  • Western World
  • Wright
  • ACE
  • Hiscox
  • NFS-Edge
  • Superior Flood
  • Western World
  • Wright
  • ACE
  • Hiscox
  • NFS-Edge
  • Superior Flood
  • Western World
  • Wright
  • ACE
  • Hiscox
  • NFS-Edge
  • Superior Flood
  • Western World
  • Wright
  • ACE
  • Hiscox