Compare Insurance Quotes with The Risk Reduction Plus Group

Insurance is an important thing to purchase if you want to make sure you investments are protected. There are many different types of insurance policies available and knowing which one is right for you can be confusing. Here at Risk Reduction Plus Group, Inc. we can help you determine the best policies for your needs as well as find you one that meets your budget needs.

These are just some of the types of insurance that we cover:

Auto Insurance

Risk Reduction Plus Group Inc. has all of the New Jersey auto insurance policies you need to protect your vehicle and your savings account. On our hectic and crowded streets it is likely that you will be involved in an accident at some point. It is best to be prepared for the unexpected to ensure you are able to move on with your life quickly.

Home Insurance

Even if you are not required to have homeowners insurance for your home, it may be something that you will want to consider. You do not want to have to pay out of pocket for repairs if you do not have an insurance policy. Many things can happen to your home that you cannot control and you want to be able to financially take care of the home no matter what. Homeowners insurance can provide you with that financial support.

Commercial Insurance

Commercial insurance is different for every business but it is imperative that you get a commercial insurance policy to protect your business as well as the many facets that it can encompass. You will not need all types of policies available for commercial insurance but there are some key ones you can invest in such as liability insurance. To determine the types of coverage you need, contact one of our agents.

Flood Insurance

Many homeowners do not think they need flood insurance either because they think they already have it with their homeowner's insurance policy, or because they do not think a flood can happen in their area. Unfortunately, a flood can happen anywhere and the majority of homeowner's insurance policies do not include flood protection. You will want to take a look at your current homeowner's policy to see if flood is covered.

With 15 years of Flood Damage Prevention and Flood Insurance Risk Experience, we can quickly quote you on what your Flood Insurance Premiums will be now, and how to quickly lower those premiums. So trust the experts who have your lowest cost in mind.

After sending us your Elevation Certificate and current insurance policy, we will run it through our Flood Risk Evaluator process. This will review all of your different mitigation techniques and options to allow you to have your lowest possible premium. After the FRE has done its job, we will provide you with a detailed report covering all mitigation steps. You will then be given a new insurance quote.

FRE has a team of Certified Floodplain Managers which will review your property and provide you with a Risk Report that states available solutions to reduce your premium, with a 83% on average savings track record.

We monitor our customer policies to ensure they always receive the lowest premium. We do this by staying on top of all new legislation pertaining to the flood insurance industry. If there is a change that will help our customer, we will be the first to know and inform.

Our Carriers

  • BTIS
  • Encompass
  • Foremost
  • Metlife
  • Progressive
  • Stillwater
  • Superior Flood
  • Travelers
  • UPC
  • ULSI
  • Wright Flood


  • "You have gone above and beyond for someone you’ve never even met, and again I thank you."
    - Cathy Dibble
  • "I received this year's Allstate invoice in September (expiration was 10/31) and the premium was $5200. I panicked.[More...] "
    - Marion McCabe, DelHaven, NJ
  • "Hi Tyler, I would like to share my success story with you and everyone else. I was paying over $2,300.00 a year for Flood Insurance. By having Smart Vents installed [More...]"
    - Joseph Nappi
  • "Tom Little has gone above and beyond the term “Customer Service” with us. Tom and his team reviewed our Elevation Certificate and informed us of the changes we needed to make to get our home compliant with FEMA. Our premium went from $2,357 a year, to $458. Huge Savings!"
    - Jeanette & Zach Richards, Davenport, IA


Flood Insurance Underwritten by: